Divergent Equipment Finance Inc. Will Save You Time and Money.
We not only helps you finance or lease your new or used equipment, we also help you achieve financial objectives like maximizing your cash flow, releasing working capital and maintaining your ability to respond to opportunities when they arise.
Divergent Equipment Finance Inc. are equipment financing professionals who can assist you with new and used equipment leasing,
Our wide range of equipment financing services includes:
- Vendor Services
- New and Used Equipment Leasing and Financing
- Term Loan and Conditional Sales
- Sale/Leaseback
- Refinancing
IN ADDITION, THROUGH OUR STRATEGIC FUNDING RELATIONSHIPS WE CAN ALSO OFFER:
- Factoring
- Purchase order discounting
We also offer asset-based term loans, leases, pre-approved financing, highly structured transactions, refinancing and capital loans.
Benefits of Leasing
- Leasing is the smart choice.
- Conserves Working Capital - Lease financing enables you to use the equipment now while keeping working capital intact for other core operating needs like maintenance and repair costs.
- Preserves Credit Lines – Lease financing enables you to acquire the equipment you need without tying up bank credit lines.
- Ease of Budgeting - Unlike bank demand financing which may be subject to fluctuations in the interest rate, lease payments are fixed over the full term of the lease, which enables you to manage your budget and cash flow.
- Term Repayment Flexibility – Leases can be structured to meet your particular requirements tailoring suitable payments, term, and options.
- Self-Financing – Inevitably you will make your lease payments from the revenue generated by your equipment, which basically pays for itself!
- Write-Offs - Leasing in many cases allows for the payments to be deducted as an operating expense, and accelerated write-offs can shift tax payments from near to distant future.
- Seasonal Business - Lease payments can be tailored to cash flow in seasonal industries.
- Ease of Up-Grading – Lease financing enables you to up-grade your equipment in whole or in part at any time throughout the term of the contract.
- Tax Advantage – Lease financing reduces the amount of money you pay up-front. You do not pre-pay the tax on the full equipment cost, instead applicable tax is charged on the monthly payments only.